NYS COVID-19 P&C CUSTOMER RELIEF NOTICE

New York State Department of Financial Services extends grace periods for certain property/casualty insurance policies.  If you are an individual or small business and can demonstrate financial hardship as a result of the coronavirus pandemic.  
Read more

NYS COVID-19 LIFE INSURANCE CUSTOMER RELIEF NOTICE

New York State Department of Financial Services extends grace period and give you other rights under life insurance policy or annuity contract if you can demonstrate financial hardship as a result of the coronavirus pandemic.  Read more.

OFFICE CLOSURE DURING COVID-19

As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

Read More

 

 

Tips to Protect Your Valuables

Feb 2nd, 2018

You may think that your renters or homeowners insurance policy provides adequate coverage for all of your valuables, but some policies may provide limited or no coverage. Read these quick tips to help you decide whether you need extra coverage for your valuable items. 

Create a Home Inventory
The best way to know if you need additional coverage is to know exactly what you own. It may be beneficial to create an inventory and take photos of your valuable possessions. Not only would this include items such as jewelry or electronics, but it should include things like coin collections, antiques, or other stored valuables that you may have forgotten about.

Have Your Valuables Appraised
An appraisal may help you determine if your possessions are worth more than you think. Be sure to assess the value of items such as antiques or jewelry so an agent can help you determine if your current renters or homeowners policy provides adequate coverage.

Evaluate Your Electronic Equipment
Be sure to keep an inventory and any receipts for your expensive electronics such as televisions, cameras, sound systems, etc. In the event of a loss, it will be easier and less time consuming to submit a claim if you have documentation for your items.

Let SEFCU Insurance Agency review your current policies
Certain items may not be covered under your current policies. SEFCU Insurance Agency can help you review your policy, discuss any exclusions or limits, and determine whether you have the right insurance that fits your needs.
 

Call our knowledgeable team today at 888-250-6689 for a free insurance review or no-obligation quote.

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).