New York State Department of Financial Services extends grace periods for certain property/casualty insurance policies.  If you are an individual or small business and can demonstrate financial hardship as a result of the coronavirus pandemic.  
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New York State Department of Financial Services extends grace period and give you other rights under life insurance policy or annuity contract if you can demonstrate financial hardship as a result of the coronavirus pandemic.  Read more.


As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

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About Us

SEFCU Insurance Agency is a wholly owned subsidiary of SEFCU, one of the 50 largest credit unions in the United States. As an independent agent with offices in Schenectady and Schoharie, New York, we’re committed to providing high-quality, low-cost insurance options to help our clients protect themselves, their family, and their personal property. We also strive to develop relationships based on openness and trust to make insurance buying simple, convenient, and affordable.  

What you can expect from us:

Choice – as an independent agent, we can evaluate your needs and help you find the best coverage and rate with one of the 40 leading regional and national insurance carriers that we represent.

Cost Savings – our team can help you find the most competitive pricing available and ensure you’re receiving all the discounts you qualify for.

Convenience - with access to multiple companies, products, and price points, we can serve as your one-stop-shop and save you time by doing the comparison shopping for you.

Personalized Service – our experienced team is trained to recognize your needs and help you get the best value for your insurance dollar. We can also explain the complexities of insurance in simple terms and help you understand your policy.

Unbiased Guidance – as your trusted insurance advisor, we'll make recommendations based on your needs and help guide you through the insurance buying process.

Contact us today for more information or get started with a free, no-obligation quote!

Personal Insurance

Whether it's home, auto, life, or other coverages, we are your one-stop shop for all of your personal insurance needs.

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Preferred Carriers

We represent some of the leading regional and national insurance carriers to help you obtain the best coverage at the lowest rate.


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Seminar Attendees

Long-Term Care Planning

Check out our upcoming seminars and register for one today!

Community Involvement

As a subsidiary of SEFCU, we have the same strong commitment to supporting our local community.

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).