About Us

John Lawler, President and Michael Hutcherson, Executive Vice President

As a leader in the insurance industry, SEFCU Insurance Agency (SIA) is committed to providing high-quality, low-cost insurance options. Established in 1996, the agency has grown to become a respected member of the community. We work with multiple carriers to offer a full range of insurance products for personal and business insurance needs, as well as employee benefits, life insurance, and long-term care.

SEFCU Insurance Agency has offices in Buffalo, Cobleskill, Cooperstown, Schenectady, and Schoharie and offers free, no-obligation quotes online or over the phone. Below are some of the personal insurance products available:

  • Automobile
  • Homeowners
  • Life
  • Long-Term Care
  • Flood
  • RV and Motorcycle
  • Renters
  • Watercraft

In addition to personal insurance, SEFCU Insurance Agency also offers commercial insurance products including:

  • Property
  • General Liability
  • Directors and Officers Liability
  • Workers' Compensation
  • Cyber Security

SEFCU Insurance Agency is a wholly owned subsidiary of SEFCU, one of the 50 largest credit unions in the United States. SEFCU, headquartered in Albany, NY, offers full-service retail and commercial banking products and services. In addition, SEFCU is committed to supporting the community through the donation of time and talent of its staff and members, as well as monetary contributions to help people and make an impact in the communities it serves.


Executive Team

Our executive team at SEFCU Insurance Agency is ready to assist our clients with their insurance and risk management needs.



Hear what our customers are saying about us!

Customer Care Center

To assist our customers, we have provided the following portals which are available 24/7 for your convenience. 

Preferred Carriers

We represent some of the leading regional and national insurance carriers to help you obtain the best coverage at the lowest rate.

Professional Organizations

Professional Affiliations

We are proud to participate in the following professional affiliations.

Community Involvement

As a subsidiary of SEFCU, we have the same strong commitment to supporting our local community.

Request Insurance Quote

Get a Quote

To obtain a free, no obligation quote please click here.

Seminar Calendar

We offer free educational seminars on a wide range of topics including Asset Transfer Strategies, Estate Planning, Pension Maximization, and more.

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).

SEFCU Insurance Agency is licensed to provide Property/Casualty insurance in the following states: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, IL, IA, KY, LA, ME, MD, MA, MI, MN, MS, MO, NH, NJ, NY, NC, ND, OH, OK, OR, PA, RI, SD, TN, TX, VT, VA, WA, WV, and WI. SEFCU Insurance Agency is licensed to provide Life/Health insurance in the following states: AL, AZ, AR, CO, CT, DE, DC, GA, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NJ, NY, NC, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, CT, VA, WA, WV, and WI.