Business Owner's Policy

In today's society, if you are a business owner it is absolutely mandatory to carry some form of business owner's insurance. A business owner’s policy (BOP) coverage includes property insurance for buildings and contents owned by the company, and liability protection to cover a company's legal responsibility for the harm it may cause to others.

There are two different types of business owner’s policies. The standard policy provides the basic property and liability coverage needed to protect a small business and can be augmented by optional coverage to provide the protection that a business needs to stay current with the changing environment. The special policy includes the standard policy basic coverages and additional coverages. The special policy provides a more comprehensive package for the small business. 

BOPs do not cover professional liability, auto insurance, workers compensation, or health and disability insurance. Businesses need separate insurance policies to cover professional services, vehicles, and their employees’ health/disability needs.

For more information about the services and coverages we offer, please give us a call at 518-786-9905 or 888-250-6689 (toll free), or click here to send your information via our Website.

Search form

Recent News

March 1st, 2017

With Spring quickly approaching, now is the time to make sure your bike is tuned up and ready to take out of storage.

Read More
February 24th, 2017

It's not too late to register for our upcoming seminars!

Read More
February 1st, 2017

You spend your entire life working hard to build up your assets and savings so you can secure a comfortable future for you and your family.

Read More