Business Insurance

Business Insurance

We understand how important it is to protect your business and your employees from the unexpected.  That's why we have a wide-variety of insurance products available that are designed to help minimize financial risk and cater to the unique insurance needs of your business.

Business Insurance Brochure

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Specialized Insurance Programs

Human Services Program

Our Human Services Program contains a wide range of coverage options to meet the unique needs of human services organizations.

Municipal Insurance

We specialize in helping municipalities with their insurance and risk management.

energy insurance - propane delivery truck

Energy Insurance

SEFCU Insurance Agency offers programs specifically for energy operations of any size.

Restaurant Insurance

Restaurant Insurance

In a restaurant, things happen no matter how careful you are.

Business Owner's Policy

In today's society, if you are a business owner it is absolutely mandatory to carry some form of business owner's insurance.

General Liability Insurance

General Liability Insurance

Potect the assets of your business with adequate Commercial General Liability coverage.

Commercial Property

Commercial Property Insurance

Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat.

Business Umbrella Insurance

Business Umbrella

Umbrella coverage provides your business with additional insurance protection, beyond the limits of your General Liability policy.

Workers' Compensation

Workers' Compensation Insurance

Workers' compensation Insurance provides employees with proper compensation for job-related injuries or illnesses.

Directors and Officers Insurance

Directors and Officers Liability Insurance protects directors and officers from damages as a result of acts they may have committed.

Cyber Liability

Cyber Liability

Cyber Liabilty coverage can ensure your business is protected as cyber breaches continue to increase.

Errors & Omissions Insurance

You can protect yourself, your business and reputation, by investing in professional liability coverage.

employee practices liability insurance

Employment Practices Liability Insurance

From the moment you start the pre-hiring process until the exit interview, you are vulnerable to a lawsuit.


For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).