Life Insurance

How much life insurance do you need? There are a number of factors to consider in determining how much life insurance could be appropriate for you, including:

  • Who depends on you for their well being?
  • How much do you earn yearly? One rule of thumb is to think in terms of insurance coverage representing five to seven times your annual earnings after taxes. That way those left behind will be supported while they get back on their feet.
  • What debts do you have? If they can be paid off with life insurance proceeds, it can take a burden off your family.
  • How close are you to retirement? Generally, the closer you are to retirement the less life insurance you might need.

Our Life Insurance products include:

  • Term Life
  • Universal Life
  • Whole Life
  • Single Premium
  • Second-to-Die Life
  • Pension Maximization

We take the time to understand your needs and determine the right amount coverage at a price that fits your budget. Click the button below for more information.

Learn More

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).