Protecting your family and your assets is always a top priority which is why people buy insurance, but what if your auto or homeowners insurance isn’t enough? That’s where umbrella insurance can kick in to keep you completely covered. Umbrella insurance is a type of liability insurance that pays above the liability limits of your current policies. Consider it as an extra, affordable layer of protection for you and your family. Not only does this policy provide you with greater coverage, but it can save you a substantial amount of money if the unexpected does happen.Read More
The first step in implementing a comprehensive risk management plan is identifying potential risks. To help you get started, below are five overlooked threats facing small business owners. As you read through the list, consider the unique risks facing your business and ask yourself whether those risks are being managed effectively.Read More
Heavy snowfall and chilling temperatures are quickly approaching. Have you taken the necessary steps to winterize your home? Read these 10 tips to ensure your home is safe, warm, and running efficiently.Read More
Make sure your home is safe and protected this fall. As the weather turns cooler and the leaves fall from the trees, it’s important to keep some tips in mind to prevent injury and damage to your home.
Here are some important home safety tips for the fall season:Read More
On Sept. 22, 2016, Yahoo Inc. confirmed that 500 million email accounts had been compromised in a 2014 hack—making it one of the largest cyber security breaches ever recorded. Personal information including names, email addresses, phone numbers, dates of birth, encrypted passwords, and unencrypted security questions and answers were stolen in the breach. Initial reports show no evidence that payment card or bank data was lost.Read More
September is Life Insurance Awareness Month – a month dedicated to raising awareness of the importance of life insurance. Did you know 86% of consumers agree that most people need life insurance, yet only 62% say they actually have it? Many of us understand the importance of life insurance and the financial loss our families would incur if a family member passed away unexpectedly, yet we still neglect to buy coverage, but why?Read More
Anything can happen on-or off-campus such as theft, fires, and other damages. While you’re unpacking and settling into your new dorm, take a moment to consider how you’ll protect all of your belongings. At SEFCU Insurance Agency, we some have options available to help you reduce this risk.
Homeowners Insurance – Your family’s homeowners insurance policy can offer you coverage while you’re on campus however there may be limitations. We can help your parents review their current policy to make sure all of your items are covered.Read More
According to the National Fire Protection Association, fireworks cause an estimated 18,500 fires in the U.S. each year.
If you’re planning a fireworks display this weekend, you may want to review your homeowners insurance policy to make sure you’re fully covered in the unfortunate case of an injury or damage to your home.
The best way to avoid accidents is to follow proper pyrotechnic practices.
The (American Pyrotechnics Association) APA encourages consumers to follow the following safety tips before planning your Independence Day celebrations:Read More
Long-Term Care Insurance Options
Join Sheila Cervera, Certified Long-Term Care Specialist, to learn about Long-Term Care Insurance options. She will also discuss how you can protect your assets, maintain control of your family’s financial security, and prepare for future costs associated with long-term care.Read More
The Department of Homeland Security is sponsoring Cyber Security Awareness Month. All during the month of October, we will post tips on our social media pages to assist you in protecting your businesses.
According to a recent cyber survey over 82% of organizations expect to be attacked. 77% saw an increase in attacks against their companies.
Due to the shortage of skilled cyber security professionals, it is imperative that you educate your employees on how to fight cyber security threats and recognize trends.Read More