Planning for long-term care can be easy to put off for many reasons – maybe you think you are too young, won’t need it, or can’t afford it. If you want to protect your assets, maintain control of your family's financial security, and prepare for future long-term care costs, then long-term care insurance may be a valuable solution. Here are four reasons why it may make sense for you:Read More
Shopping for insurance can be time consuming and confusing, but it doesn’t have to be expensive. Our experienced agents at SEFCU Insurance Agency take the time to get to know you and review all of the discounts available to help save you money. Some of the discounts you may be eligible for include:
Bundling Your Policies
By combining multiple policies with one insurance carrier you may be eligible for a discounted premium.
Join us for one of our upcoming free seminars! Register today by visiting sefcu.com/seminars, members and non-members welcome.
Affordable Solutions to Long-Term Care – Albany
Wednesday, April 26 • 6 p.m. – 7:30 p.m.
Affordable Solutions to Long-Term Care – Malta
Wednesday, May 3 • 6 p.m. – 7:30 p.m.
Affordable Solutions to Long-Term Care – Binghamton
Tuesday, May 9 • 6 p.m. – 7:30 p.m.
With Spring quickly approaching, now is the time to make sure your bike is tuned up and ready to take out of storage. Before you hit the road, read these maintenance tips to ensure your bike is ready for Spring.
1. Check the battery – cold weather can be hard on your bike’s battery. Make sure the connections are secure, the terminals are clean, and give it a slow charge.
2. Change the oil – if you didn’t change the oil before putting it in storage for the winter, now is the time for an oil change with a new filter.Read More
It's not too late to register for our upcoming seminars! Register today by visiting sefcu.com/seminars.
Long-Term Care Planning - Albany
Tuesday, February 28 • 6 p.m. - 7 p.m.
Estate Planning in Prime Time
Wednesday, March 29 • 6 p.m. - 7 p.m.
You spend your entire life working hard to build up your assets and savings so you can secure a comfortable future for you and your family. A chronic illness could cause you to spend those assets much more quickly than you ever expected. Fortunately, there is an affordable solution that can help you reduce out-of-pocket expenses and ease the burden and financial strain on you and your family: A Chronic Illness Accelerated Benefit (CIAB) Rider.Read More
Protecting your family and your assets is always a top priority which is why people buy insurance, but what if your auto or homeowners insurance isn’t enough? That’s where umbrella insurance can kick in to keep you completely covered. Umbrella insurance is a type of liability insurance that pays above the liability limits of your current policies. Consider it as an extra, affordable layer of protection for you and your family. Not only does this policy provide you with greater coverage, but it can save you a substantial amount of money if the unexpected does happen.Read More
The first step in implementing a comprehensive risk management plan is identifying potential risks. To help you get started, below are five overlooked threats facing small business owners. As you read through the list, consider the unique risks facing your business and ask yourself whether those risks are being managed effectively.Read More
Heavy snowfall and chilling temperatures are quickly approaching. Have you taken the necessary steps to winterize your home? Read these 10 tips to ensure your home is safe, warm, and running efficiently.Read More
Make sure your home is safe and protected this fall. As the weather turns cooler and the leaves fall from the trees, it’s important to keep some tips in mind to prevent injury and damage to your home.
Here are some important home safety tips for the fall season:Read More