New York State Department of Financial Services extends grace periods for certain property/casualty insurance policies.  If you are an individual or small business and can demonstrate financial hardship as a result of the coronavirus pandemic.  
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New York State Department of Financial Services extends grace period and give you other rights under life insurance policy or annuity contract if you can demonstrate financial hardship as a result of the coronavirus pandemic.  Read more.


As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

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Safe Driving Tips for Summer

Jul 17th, 2017

With warm weather and mostly clear driving conditions we would assume that summer is the safest time to be on the road. But according to the Insurance Institute for Highway Safety, the month of August had the highest number of fatal car accidents in 2015 with 3,319 and February had the lowest with 2,153. A number of factors contribute to this spike in crashes including construction, increased congestion due to vacation travel, and more bicycles and motorcycles on the road.

To help prepare for the driving season, here are a few safety tips to ensure a safe road trip for you and your family.

Check your tires
Well-maintained tires not only provide protection against breakdowns or crashes, but they can improve gas mileage and vehicle handling. Make sure they are in good condition by checking the tread and the air pressure, especially during heat waves when air pressure is likely to rise.

Use extra caution
During the summer months there is more traffic congestion, more motorcycles and bicycles on the road, and more construction. Anticipate a higher traffic volume, increase your following distance to four seconds or more behind motorcycles, and use extreme caution in construction zones.

Pack smart
Before you head out on your summer trip, make sure you’ve packed the essentials such as a first aid kit, a flashlight, jumper cables, extra water, windshield wiper fluid, and a cell phone charger. Also be sure you can see out all of your windows and don’t exceed your car’s payload capacity. 

Make sure you have the right insurance coverage
Before you head out on your next trip, contact us to make sure you’re properly insured at the lowest rate. Call us today at 888-250-6689 or click here for a free, no-obligation quote!

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).