New York State Department of Financial Services extends grace periods for certain property/casualty insurance policies.  If you are an individual or small business and can demonstrate financial hardship as a result of the coronavirus pandemic.  
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New York State Department of Financial Services extends grace period and give you other rights under life insurance policy or annuity contract if you can demonstrate financial hardship as a result of the coronavirus pandemic.  Read more.


As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

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Fall Maintenance Checklist

Sep 18th, 2018

It may not feel like fall, but cold weather is just around the corner! Be sure to add these items to your fall to-do list to protect your property from loss.

Clean out your gutters – remove leaves and other debris by hand and get rid of any buildup in the gutters before the cold weather arrives. This will help to prevent ice damming or overflows which could cause damage to the inside of your home.

Close drafty areas in your home – use caulk or door sweeps on door frames or windows to block any air from coming into your home. This can help keep your home warm, keep critters out, and even increase energy efficiency.

Inspect and clean your furnace and chimney – be sure to change your furnace filter regularly and have your chimney professionally cleaned and inspected before cold weather arrives.

Trim trees and shrubs – prune trees and shrubs to make sure they’re in good shape for changing weather and to prevent any hanging tree limbs from falling due to heavy rain or snow.

Reverse your ceiling fans – reversing the direction of your ceiling fans will help to create an updraft which forces warm air down into the room. This may also provide additional energy savings.

Rake leaves – keep up with raking throughout the fall season so when winter arrives, the leaves on the ground won’t inhibit spring growth.

Put up storm windows and remove screens – by adding weather stripping you can help to seal out any cold air and increase the efficiency of your furnace.

Call us and possibly save on your homeowners or auto insurance – we work with many leading regional and national insurance carriers and we can do the comparison shopping for you to ensure you’re getting the right insurance at the best rate.

Call 888-250-6689 or click here for a free, no-obligation quote!

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).