New York State Department of Financial Services extends grace periods for certain property/casualty insurance policies.  If you are an individual or small business and can demonstrate financial hardship as a result of the coronavirus pandemic.  
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New York State Department of Financial Services extends grace period and give you other rights under life insurance policy or annuity contract if you can demonstrate financial hardship as a result of the coronavirus pandemic.  Read more.


As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

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Five Reasons to Choose an Insurance Agent

Oct 18th, 2018

Purchasing insurance can be a complicated process. How do you know you’re making the right choices about your coverage? Are you paying more than you should? SEFCU Insurance Agency been helping SEFCU members with their insurance needs for more than 20 years. Here are five reasons why the independent agency experience can benefit you.

1. Choice
As an independent agent, SEFCU Insurance Agency represents more than 40 leading regional and national insurance carriers that offer a wide variety of coverage options. We can evaluate your needs and help you find the best coverage and rate to fit your lifestyle.

2. Cost Savings
One of the best advantages of working with our team is our ability to shop for the most competitive pricing. Not only can we find bundling opportunities to help save you money, but we’ll make sure you’re receiving all the discounts you qualify for.

3. Convenience
With access to multiple companies, products, and price points, we can serve as your one-stop-shop and save you time by doing the comparison shopping for you. We’re also here at any time to answer questions about your policy.

4. Personalized Service
Our experienced team of professionals is trained to recognize your needs and help you get the best value for your insurance dollar. We can also explain the complexities of insurance in simple terms and help you understand your policy.

5. Unbiased Guidance
As your trusted insurance advisor, we strive to develop relationships based on openness and trust. We’ll make recommendations based on your needs and help guide you through the insurance buying process. We’ll also serve as your consultant through all the changes in your life.

We want to make insurance simple, convenient, and affordable to help you protect what matters most.

Call our team today at 888-250-6689 or click here for a free, no-obligation quote!




For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).